{"id":212,"date":"2023-01-01T19:58:01","date_gmt":"2023-01-01T19:58:01","guid":{"rendered":"http:\/\/compoundearning.com\/cn\/?p=212"},"modified":"2023-01-01T20:00:16","modified_gmt":"2023-01-01T20:00:16","slug":"memo-backdoor-roth-in-2023","status":"publish","type":"post","link":"https:\/\/compoundearning.com\/cn\/index.php\/2023\/01\/01\/memo-backdoor-roth-in-2023\/","title":{"rendered":"2023\u5e74\u505aBackdoor Roth\u4e00\u4e9b\u6ce8\u610f\u4e8b\u9879"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">2023 IRA\u5b58\u6b3e\u4e0a\u9650<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6839\u636e<a href=\"https:\/\/www.irs.gov\/newsroom\/taxpayers-should-review-the-401k-and-ira-limit-increases-for-2023#:~:text=Here%20are%20some%20of%20the%20changes%20for%202023%3A&amp;text=The%20limit%20on%20annual%20contributions,living%20adjustment%20and%20remains%20%241%2C000.\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">IRA\u5b98\u7f51<\/a>\uff0c2023\u5e74IRA contribution limit\u4e3a6500\u3002<\/li>\n\n\n\n<li>2023\u4ecd\u7136\u53ef\u4ee5\u505aRoth Backdoor conversion\u3002\uff08<a href=\"https:\/\/districtcapitalmanagement.com\/mega-backdoor-roth\/\">\u51fa\u5904<\/a>\uff0c\u8bf7\u81ea\u884c\u8003\u8bc1\uff09<\/li>\n\n\n\n<li>\u5982\u679c\u520624\u6b21\u6295\u5165\uff08\u4e00\u4e2a\u67082\u4e2apay check\uff09\uff0c\u6bcf\u4e2apayment\u53ef\u6295\u5165270.83333<\/li>\n\n\n\n<li>\u5982\u679c\u89c9\u5f972023\u4f1a\u4e00\u5e74\u4ece\u5e74\u5934\u6da8\u5230\u5e74\u5c3e\uff0c\u5e74\u521d\u4e00\u6b21\u6295\u5165\u6536\u76ca\u6700\u9ad8<\/li>\n\n\n\n<li>\u5982\u679c\u89c9\u5f972023\u4f1a\u50cf2022\u4e00\u6837\u5e74\u5934\u8dcc\u5012\u5e74\u5c3e\uff0c\u5e74\u5c3e\u6295\u5165\u6700\u597d\u3002\u5b9a\u6295\u80fd\u8fbe\u5230\u4e2d\u95f4\u503c\u3002<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Fidelity\u64cd\u4f5cBackdoor conversion\u6b63\u786e\u65b9\u5f0f<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u94b1\u4ece\u94f6\u884c\u8f6c\u5165Fidelity\u9a6c\u4e0a\u53ef\u7528\u4e8e\u6295\u8d44\uff0c\u4f46\u662f\u4e0d\u80fdwithdraw\u3002<\/li>\n\n\n\n<li>\u4e0d\u8981\u628a\u94b1\u4ece\u94f6\u884c\u76f4\u63a5\u8f6c\u5165Fidelity traditional IRA\uff0c\u56e0\u4e3a\u94b1\u8fd8\u6ca1settle\uff0c\u4e0d\u5141\u8bb8\u9a6c\u4e0atransfer\u5230Roth IRA\u3002<\/li>\n\n\n\n<li>\u4e0d\u80fd\u9a6c\u4e0atransfer\u5230Roth IRA\u7684\u540e\u679c\u5c31\u662f\u6709\u53ef\u80fd\u5728Traditional IRA\u91cc\u9762\u4ea7\u751f\u5229\u606f\uff0c\u7136\u540e\u540e\u9762transfer\u5230Roth\u65f6\u5229\u606f\u90e8\u5206\u4f1a\u8ba9\u7a0e\u52a1\u8ba1\u7b97\u9ebb\u70e6<\/li>\n\n\n\n<li>\u6b63\u786e\u65b9\u5f0f\u662f\u5148\u8f6c\u5230Fidelity\u7684checking<\/li>\n\n\n\n<li>\u7b49\u94b1\u5728checking\u91cc\u9762settled\u518d\u8f6c\u5230traditional IRA<\/li>\n\n\n\n<li>\u56e0\u4e3a\u94b1\u5df2\u7ecf\u5728Fidelity\uff0cFidelity\u5185\u90e8\u8d26\u53f7\u4e4b\u95f4\u8f6c\u94b1\u76f4\u63a5settled\uff0c\u8fd9\u6837\u53ef\u4ee5\u9a6c\u4e0a\u4eceTraditional IRA\u8f6cRoth IRA\uff0c\u4e0d\u4f1a\u6709\u65f6\u95f4\u5728Traditional IRA\u4ea7\u751f\u5229\u606f\u3002<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>2023 IRA\u5b58\u6b3e\u4e0a\u9650 Fidelity\u64cd\u4f5cBackdoor conversion\u6b63\u786e\u65b9\u5f0f<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-212","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.5.1 - 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